What is a common mistake applicants make with the NDF option?

Many applicants budget only for the minimum National Development Fund contribution and are surprised by the additional charges. Government processing fees and due-diligence fees apply per applicant and per dependant, and for larger families an extra per-dependant fee applies beyond a set family size.

Another common error is underestimating due diligence: the Citizenship by Investment Unit vets every adult applicant thoroughly, and incomplete documentation or undisclosed history can delay or sink an application. Work with a licensed agent, disclose everything, and budget for the full all-in cost rather than the contribution alone.