Are the Saint Lucia government bonds refundable, and do they pay interest?

The government bond route returns your principal at the end of the term rather than treating the money as a pure donation, but the bonds pay no interest at any point during the five-year hold.

The additional US$50,000 government administration fee, plus due diligence and processing fees, are non-refundable regardless of outcome. So while the bond capital is recoverable on maturity, the various fees are sunk costs. Confirm the exact maturity and redemption terms with your licensed agent before committing.