What is a common mistake that leads to an Elective Residence Visa refusal?

The most common pitfall is misunderstanding the income rule. Applicants sometimes submit salary, freelance earnings, or income that depends on ongoing work, but the visa requires income that is passive and does not rely on your labour. Mixing the two, or relying on savings alone without a steady passive stream, often leads to refusal.

Other frequent issues include underestimating the income threshold, providing weak or untranslated financial documentation, and lacking adequate health insurance. Because consulates exercise discretion, a clear, well-documented passive-income picture and complete paperwork are the best ways to avoid a refusal.