Which family members can I include under the SISC contribution?

The SISC option lets you add qualifying dependents to one application. Typically this covers your spouse, dependent children under the age of 30, and dependent parents and grandparents who rely on you.

The US$250,000 contribution covers a family of up to four; beyond that, each extra dependent adds US$25,000 (under 18) or US$50,000 (18 or over). Some dependent categories must demonstrate genuine financial dependency, so confirm the current criteria with a licensed agent before applying.