What are common reasons a self-employed application is refused?

Many self-employed applications fail on the financials. Migrationsverket generally wants to see your own capital, not borrowed money, both for living costs and for the business, so loan-funded applications are often rejected.

Other common pitfalls are an underdeveloped business plan, lack of concrete evidence that customers or contracts exist, and showing too little money to cover the required two years for yourself and any family. Building strong documentation of real demand and clearly demonstrating your own funds before applying significantly improves your odds.