How does Non-Lucrative Visa work in Spain, and who qualifies?

Spain's Non-Lucrative Visa is a residence visa for non-EU nationals who can support themselves without working in Spain. It is popular with retirees and the financially independent, and a defining condition is that the holder may not carry out any work or professional activity in Spain.

To qualify you generally need proof of sufficient regular passive income or savings (a multiple of the IPREM benchmark, with extra per family member), private health insurance with full cover in Spain, a clean criminal record certificate, and no intention to carry out paid work in Spain.

This route suits a different situation from the Digital Nomad Visa: choose the Non-Lucrative Visa if you can live on passive income without working, and the Digital Nomad route if you will keep working remotely for foreign companies. Because the IPREM-based income amounts change frequently, confirm the current figures on the official Spanish portals before applying — and ACME can help you assemble the financial and insurance evidence.